Bank like a
Billionaire.
Join the platform designed for the modern investor. Spend from your portfolio without ever selling. Keep compounding while you do.
Join the waitlist
No commitment required. Early access is limited.
The private bank. Without the private bank
Seamless Spending
No transfers required. Spend directly from your account just like a checking account or credit card.
Private Wealth Tools
Institution-grade portfolio tools and strategies—now accessible without a private bank.
Smart Compounding
Your portfolio keeps compounding while you spend. Pay back principal on your own timeline.
How We Work
Seamlessly transfer assets to our partner brokerage. Your portfolio remains fully SIPC-insured and secure.
We instantly unlock a dynamic line of credit secured by your portfolio, typically up to 35% of your asset value.
Swipe the card or send ACH transfers. We automate the borrowing and repayment in the background.
Built for Stability, Not Speculation
We set a credit cutoff at roughly 35% of your portfolio value. The market would need to crash significantly (>50%) before your assets are at risk of liquidation.
If you do choose to sell (or if the market drops), our algorithm sells based on your preferences—prioritizing tax-loss harvesting or specific lots to minimize your tax bill.
We don't lend against volatility. We restrict Futures, Options, Leveraged ETFs, and Micro-cap stocks to ensure your spending power remains stable.
We monitor positions outside of regular trading hours. If overnight movements look risky, we notify you immediately so you can take action before the market opens.
No hidden math. Our UI clearly displays your "Safe to Spend" limit versus your "Danger Zone," with multiple alerts before you ever get close to a margin call.